Digital banks and neobanks

App-first banks and accounts, licensed themselves or run on a partner bank. It has no schema of its own: companies here are mapped on the Fintech companies schema, and what it does not cover is recorded as gaps.

Baseline: Fintech companies v1
Inherited from: Fintech companies
Mapped on the schema: 0 of 19 placed here
Primitives: 60 in 8 parts
Last updated: 3 Nov 2026

What the registry holds here

Digital banks and neobanks and below · public parts only

With public findings: 19
Public parts: 36
Distinct sources: 36
Last change: 3 Nov 2026

Organizations by public parts

Counts of what public research has found and sourced, each part with its source on the organization’s profile. They say what is known, not how much of the industry exists.

Deepen this industry

Focused research on the organizations with the fewest mapped parts in digital banks and neobanks; what it finds is public for everyone.

WeBank1 part
Uzum1 part
Sbanken1 part
Nubank1 part
PSD Bank Berlin-Brandenburg1 part

Filter

28 parameters

Parameter	Primitive	Type	Unit	Companies	Median	Range
Net interest or fee margin	Rates, fees and spreadsPremium	Percent	%	Members	Members	—
Average fee on assets	Rates, fees and spreadsPremium	Number	basis points	Members	Members	—
Applications per month	Origination	Number	applications	0	—	—
Applications that fund or sign	Origination	Percent	%	0	—	—
Cost per funded loan or new client	Origination	Money	USD	0	—	—
Files with defects	Quality control and file review	Percent	%	0	—	—
Loan book or assets under management	Loan book and assets under management	Money	USD	0	—	—
Time to decision	UnderwritingPremium	Number	hours	Members	Members	—
Approval rate	UnderwritingPremium	Percent	%	Members	Members	—
Decisions made automatically	UnderwritingPremium	Percent	%	Members	Members	—
Cost to service an account	Servicing	Money	USD per year	0	—	—
Payments on time	Servicing	Percent	%	0	—	—
Days to onboard a client	Client onboarding	Number	days	0	—	—
Clients retained per year	Client retention	Percent	%	0	—	—
Sign-ups that fund an account	App sign-up and activation funnelPremium	Percent	%	Members	Members	—
Accounts 30 days or more past due	Collections and recoveries	Percent	%	0	—	—
Annual charge-off rate	Collections and recoveries	Percent	%	0	—	—
Cost of funds	Funding and liquidity	Percent	%	0	—	—
Capital ratio	Capital and funding lines	Percent	%	0	—	—
Funding sources	Capital and funding lines	Number	sources	0	—	—
Unreconciled items	Ledger and reconciliation	Number	items	0	—	—
Expected loss	Credit and portfolio risk	Percent	%	0	—	—
Book in the ten largest exposures	Credit and portfolio risk	Percent	%	0	—	—
Alerts cleared within target	Identity checks and anti-money-laundering	Percent	%	0	—	—
Periodic client reviews on schedule	Identity checks and anti-money-laundering	Percent	%	0	—	—
Reports filed on time	Regulatory reporting	Percent	%	0	—	—
Open examination findings	Regulatory reporting	Number	findings	0	—	—
Fraud losses as share of volume	Fraud and risk modelsPremium	Percent	%	Members	Members	—

Median and range are shown once 3 or more companies on Digital banks and neobanks and below have published a number; each company counts once.

Filter

28 parameters

Parameter	Primitive	Type	Unit	Companies	Median	Range
Net interest or fee margin	Rates, fees and spreadsPremium	Percent	%	Members	Members	—
Average fee on assets	Rates, fees and spreadsPremium	Number	basis points	Members	Members	—
Applications per month	Origination	Number	applications	0	—	—
Applications that fund or sign	Origination	Percent	%	0	—	—
Cost per funded loan or new client	Origination	Money	USD	0	—	—
Files with defects	Quality control and file review	Percent	%	0	—	—
Loan book or assets under management	Loan book and assets under management	Money	USD	0	—	—
Time to decision	UnderwritingPremium	Number	hours	Members	Members	—
Approval rate	UnderwritingPremium	Percent	%	Members	Members	—
Decisions made automatically	UnderwritingPremium	Percent	%	Members	Members	—
Cost to service an account	Servicing	Money	USD per year	0	—	—
Payments on time	Servicing	Percent	%	0	—	—
Days to onboard a client	Client onboarding	Number	days	0	—	—
Clients retained per year	Client retention	Percent	%	0	—	—
Sign-ups that fund an account	App sign-up and activation funnelPremium	Percent	%	Members	Members	—
Accounts 30 days or more past due	Collections and recoveries	Percent	%	0	—	—
Annual charge-off rate	Collections and recoveries	Percent	%	0	—	—
Cost of funds	Funding and liquidity	Percent	%	0	—	—
Capital ratio	Capital and funding lines	Percent	%	0	—	—
Funding sources	Capital and funding lines	Number	sources	0	—	—
Unreconciled items	Ledger and reconciliation	Number	items	0	—	—
Expected loss	Credit and portfolio risk	Percent	%	0	—	—
Book in the ten largest exposures	Credit and portfolio risk	Percent	%	0	—	—
Alerts cleared within target	Identity checks and anti-money-laundering	Percent	%	0	—	—
Periodic client reviews on schedule	Identity checks and anti-money-laundering	Percent	%	0	—	—
Reports filed on time	Regulatory reporting	Percent	%	0	—	—
Open examination findings	Regulatory reporting	Number	findings	0	—	—
Fraud losses as share of volume	Fraud and risk modelsPremium	Percent	%	Members	Members	—

Median and range are shown once 3 or more companies on Digital banks and neobanks and below have published a number; each company counts once.